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Reggie's Insurance Decoder
Upload your insurance summary or paste your plan details, and we'll translate it into plain English — your deductible, out-of-pocket max, what "out-of-network" really means, and how coverage typically works for detox, residential, PHP, and IOP.
The best document to use is your Summary of Benefits and Coverage (SBC) — the standard 6–8 page document every plan must provide (download it from your insurance portal, or ask HR). No SBC handy? Clear photos or screenshots of your plan work too — you can add up to 3 files.
Paste the text of your plan — copy from your SBC, your insurance portal, or the benefits summary your employer gave you. The more of the plan you include, the better the breakdown.
Prefer to talk to a person? Our team will read your plan with you and verify your benefits — free, and usually within the hour.
Reading your plan…
Want these benefits confirmed?
Insurance documents show the structure of your plan — but only a live verification with your insurer confirms exactly what's covered. We do that for free, usually within the hour.
Thank you — we're on it.
A verification specialist will reach out shortly with a clear breakdown of your benefits. If you'd like to talk sooner, call us anytime at (866) 401-8229.
Common Questions
Understanding Your Coverage
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