/* ── DESIGN TOKENS ─────────────────────────────────────── */
:root {
  --navy:      #0f1f3d;
  --navy-mid:  #1a2f54;
  --navy-light:#2a4068;
  --gold:      #c9a84c;
  --gold-light:#dfc07a;
  --gold-dark: #a8852d;
  --white:     #ffffff;
  --cream:     #f8f6f1;
  --gray-50:   #f9fafb;
  --gray-100:  #f3f4f6;
  --gray-200:  #e5e7eb;
  --gray-300:  #d1d5db;
  --gray-400:  #9ca3af;
  --gray-500:  #6b7280;
  --gray-600:  #4b5563;
  --gray-700:  #374151;
  --gray-900:  #111827;
  --green:     #2d6a4f;

  --font-serif: 'Playfair Display', Georgia, serif;
  --font-sans:  'Inter', system-ui, sans-serif;

  --radius:    12px;
  --radius-sm: 6px;
  --radius-lg: 20px;
  --shadow-sm: 0 1px 3px rgba(0,0,0,.08);
  --shadow:    0 4px 16px rgba(0,0,0,.1);
  --shadow-lg: 0 12px 40px rgba(0,0,0,.15);
  --shadow-xl: 0 20px 60px rgba(0,0,0,.2);

  --transition: 0.3s ease;
  --max-w: 1200px;
  --max-w-narrow: 880px;
}

/* ── RESET ─────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-sans);
  color: var(--gray-900);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
address { font-style: normal; }
button { cursor: pointer; font-family: inherit; }
svg { display: block; }

/* ── UTILITIES ─────────────────────────────────────────── */
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: var(--max-w-narrow); margin: 0 auto; padding: 0 24px; }
.section { padding: 100px 0; }
.section-sm { padding: 64px 0; }

.section-header { text-align: center; max-width: 720px; margin: 0 auto 64px; }
.section-eyebrow {
  display: inline-block;
  font-family: var(--font-sans);
  font-size: .75rem;
  font-weight: 600;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
}
.section-header h1, .section-header h2 {
  font-family: var(--font-serif);
  font-size: clamp(1.9rem, 3.5vw, 2.8rem);
  font-weight: 600;
  color: var(--navy);
  line-height: 1.2;
  margin-bottom: 16px;
}
.section-sub { color: var(--gray-500); font-size: 1.05rem; line-height: 1.7; }

/* ── BUTTONS ───────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 28px;
  border-radius: 50px;
  font-size: .9rem;
  font-weight: 600;
  letter-spacing: .03em;
  border: 2px solid transparent;
  transition: all var(--transition);
  white-space: nowrap;
  cursor: pointer;
}
.btn-lg { padding: 16px 36px; font-size: 1rem; }
.btn-full { width: 100%; justify-content: center; }

.btn-gold {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}
.btn-gold:hover {
  background: var(--gold-dark);
  border-color: var(--gold-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(201,168,76,.35);
}
.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,.6);
}
.btn-outline:hover {
  background: rgba(255,255,255,.12);
  border-color: var(--white);
}
.btn-white {
  background: var(--white);
  color: var(--navy);
  border-color: var(--white);
}
.btn-white:hover {
  background: var(--cream);
  transform: translateY(-2px);
}
.btn-navy {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}
.btn-navy:hover {
  background: var(--navy-mid);
  border-color: var(--navy-mid);
  transform: translateY(-2px);
}

/* ── ICON BASE ─────────────────────────────────────────── */
.icon { width: 24px; height: 24px; flex-shrink: 0; }
.icon-sm { width: 16px; height: 16px; }
.icon-lg { width: 32px; height: 32px; }

.icon-circle {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: rgba(201,168,76,.12);
  color: var(--gold-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.icon-circle .icon { width: 26px; height: 26px; }
.icon-circle.navy { background: var(--navy); color: var(--gold); }
.icon-circle.cream { background: var(--cream); color: var(--gold-dark); }

/* ── NAVIGATION ────────────────────────────────────────── */
.nav-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 16px 0;
  transition: all var(--transition);
}
.nav-header.scrolled,
.nav-header.solid {
  background: rgba(15,31,61,.97);
  backdrop-filter: blur(12px);
  padding: 10px 0;
  box-shadow: 0 2px 20px rgba(0,0,0,.2);
}
.nav-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  gap: 28px;
}
.nav-logo {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
  margin-right: auto;
}
.nav-logo .logo-text {
  font-family: var(--font-serif);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: .01em;
}
.nav-logo .logo-sub {
  font-size: .65rem;
  font-weight: 500;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--gold);
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-links > li { position: relative; }
.nav-links a, .nav-links button {
  font-size: .85rem;
  font-weight: 500;
  color: rgba(255,255,255,.85);
  padding: 8px 12px;
  border-radius: var(--radius-sm);
  background: none;
  border: none;
  display: flex;
  align-items: center;
  gap: 4px;
  transition: color var(--transition);
  cursor: pointer;
  font-family: inherit;
}
.nav-links a:hover, .nav-links button:hover { color: var(--gold); }
.nav-links a.active { color: var(--gold); }

/* Dropdown */
.has-dropdown { position: relative; }
.dropdown {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  background: var(--white);
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow-lg);
  min-width: 240px;
  padding: 8px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-6px);
  transition: all var(--transition);
}
.has-dropdown:hover .dropdown,
.has-dropdown:focus-within .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.dropdown a {
  display: block;
  padding: 10px 14px;
  color: var(--gray-700);
  font-size: .85rem;
  font-weight: 500;
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}
.dropdown a:hover { background: var(--cream); color: var(--navy); padding-left: 18px; }
.dropdown-arrow { width: 10px; height: 10px; transition: transform var(--transition); }
.has-dropdown:hover .dropdown-arrow { transform: rotate(180deg); }

.nav-cta { flex-shrink: 0; }

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  padding: 4px;
}
.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all var(--transition);
}

/* ── HERO (HOME) ───────────────────────────────────────── */
.hero {
  position: relative;
  height: 100vh;
  min-height: 640px;
  display: flex;
  align-items: center;
  overflow: hidden;
}
.hero-slides { position: absolute; inset: 0; }
.hero-slide {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  opacity: 0;
  transition: opacity 1.2s ease;
}
.hero-slide.active { opacity: 1; }
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(10,20,45,.78) 0%, rgba(10,20,45,.45) 60%, rgba(10,20,45,.3) 100%);
}
.hero-content {
  position: relative;
  z-index: 2;
  padding: 120px 24px 80px;
  max-width: 760px;
  margin-left: max(24px, calc(50vw - 600px));
}
.hero-eyebrow {
  font-size: .75rem;
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
}
.hero-title {
  font-family: var(--font-serif);
  font-size: clamp(2.6rem, 5.5vw, 4.6rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 24px;
}
.hero-sub {
  font-size: clamp(1rem, 1.4vw, 1.18rem);
  color: rgba(255,255,255,.85);
  line-height: 1.7;
  max-width: 540px;
  margin-bottom: 36px;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 32px; }
.hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  font-size: .82rem;
  color: rgba(255,255,255,.78);
  font-weight: 500;
}
.hero-trust span {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.hero-trust .icon { width: 16px; height: 16px; color: var(--gold); }

.hero-dots {
  position: absolute;
  bottom: 32px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  gap: 10px;
  z-index: 3;
}
.dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  border: 2px solid rgba(255,255,255,.5);
  background: transparent;
  padding: 0;
  transition: all var(--transition);
}
.dot.active {
  background: var(--gold);
  border-color: var(--gold);
  width: 24px;
  border-radius: 4px;
}

/* ── PAGE HERO (INNER PAGES) ───────────────────────────── */
.page-hero {
  position: relative;
  padding: 180px 0 100px;
  background: var(--navy);
  color: var(--white);
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  opacity: .25;
}
.page-hero[data-bg="house20"]::before { background-image: url('images/House20.jpg'); }
.page-hero[data-bg="house1"]::before  { background-image: url('images/House1.jpg'); }
.page-hero[data-bg="house3"]::before  { background-image: url('images/House3.jpg'); }
.page-hero[data-bg="house6"]::before  { background-image: url('images/House6.jpg'); }
.page-hero[data-bg="house10"]::before { background-image: url('images/House10.jpg'); }
.page-hero[data-bg="house15"]::before { background-image: url('images/House15.jpg'); }
.page-hero[data-bg="house2"]::before  { background-image: url('images/House2.jpg'); }
.page-hero[data-bg="house7"]::before  { background-image: url('images/House7.jpg'); }
.page-hero[data-bg="house8"]::before  { background-image: url('images/House8.jpg'); }
.page-hero::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(15,31,61,.85), rgba(15,31,61,.7));
}
.page-hero .container { position: relative; z-index: 2; }
.page-hero .section-eyebrow { color: var(--gold); }
.page-hero h1 {
  font-family: var(--font-serif);
  font-size: clamp(2.2rem, 4.5vw, 3.6rem);
  font-weight: 700;
  line-height: 1.15;
  margin-bottom: 16px;
  max-width: 800px;
}
.page-hero p {
  font-size: 1.1rem;
  color: rgba(255,255,255,.85);
  max-width: 680px;
  line-height: 1.7;
}

/* Breadcrumbs */
.breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  font-size: .8rem;
  margin-bottom: 24px;
  color: rgba(255,255,255,.6);
}
.breadcrumbs a { color: rgba(255,255,255,.7); transition: color var(--transition); }
.breadcrumbs a:hover { color: var(--gold); }
.breadcrumbs span { color: rgba(255,255,255,.4); }

/* ── TRUST BAR ─────────────────────────────────────────── */
.trust-bar {
  background: var(--navy);
  padding: 40px 0;
}
.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 16px;
  color: var(--white);
}
.trust-item .icon-circle { background: rgba(201,168,76,.15); color: var(--gold); width: 44px; height: 44px; }
.trust-item .icon-circle .icon { width: 22px; height: 22px; }
.trust-item strong { display: block; font-size: .95rem; font-weight: 600; }
.trust-item span { font-size: .8rem; color: rgba(255,255,255,.6); }

/* ── SERVICES / CARDS ──────────────────────────────────── */
.services { background: var(--cream); }
.services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
}
.service-card {
  background: var(--white);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: transform var(--transition), box-shadow var(--transition);
  display: flex;
  flex-direction: column;
}
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}
.service-img-wrap {
  height: 240px;
  overflow: hidden;
  position: relative;
}
.service-img-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s ease;
}
.service-card:hover .service-img-wrap img { transform: scale(1.05); }
.service-body { padding: 28px 32px 32px; flex: 1; display: flex; flex-direction: column; }
.service-num {
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .12em;
  color: var(--gold);
  margin-bottom: 10px;
}
.service-body h3 {
  font-family: var(--font-serif);
  font-size: 1.4rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 12px;
}
.service-body p { color: var(--gray-500); line-height: 1.7; margin-bottom: 20px; flex: 1; }
.service-link {
  font-size: .85rem;
  font-weight: 600;
  color: var(--gold-dark);
  letter-spacing: .03em;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap var(--transition), color var(--transition);
}
.service-link:hover { color: var(--navy); gap: 10px; }

/* Compact card grid (used on inner pages) */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.cards-grid.cols-2 { grid-template-columns: repeat(2, 1fr); }
.cards-grid.cols-4 { grid-template-columns: repeat(4, 1fr); }

.info-card {
  background: var(--white);
  padding: 36px 28px;
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-100);
  transition: all var(--transition);
}
.info-card:hover {
  box-shadow: var(--shadow);
  border-color: var(--gold-light);
  transform: translateY(-4px);
}
.info-card .icon-circle { margin-bottom: 20px; }
.info-card h3 {
  font-family: var(--font-serif);
  font-size: 1.25rem;
  color: var(--navy);
  margin-bottom: 10px;
  font-weight: 600;
}
.info-card p { color: var(--gray-500); font-size: .92rem; line-height: 1.7; }

/* ── ABOUT ─────────────────────────────────────────────── */
.about { background: var(--white); }
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 72px;
  align-items: center;
}
.about-images { position: relative; }
.about-img-main img {
  width: 100%;
  height: 460px;
  object-fit: cover;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
}
.about-img-accent {
  position: absolute;
  bottom: -36px;
  right: -36px;
  width: 240px;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 5px solid var(--white);
}
.about-img-accent img { width: 100%; height: 180px; object-fit: cover; }

.about-text .section-eyebrow { text-align: left; }
.about-text h2 {
  font-family: var(--font-serif);
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  font-weight: 600;
  color: var(--navy);
  line-height: 1.25;
  margin-bottom: 20px;
}
.about-text p { color: var(--gray-500); line-height: 1.8; margin-bottom: 16px; }
.about-text p strong { color: var(--navy); }

.about-highlights { margin: 24px 0 20px; display: flex; flex-direction: column; gap: 10px; }
.about-highlights li { display: flex; align-items: flex-start; gap: 10px; color: var(--gray-700); font-size: .95rem; }
.check-icon { color: var(--gold); flex-shrink: 0; width: 18px; height: 18px; margin-top: 3px; }

.about-licenses {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 28px;
}
.about-licenses span {
  font-size: .75rem;
  font-weight: 600;
  letter-spacing: .06em;
  color: var(--gray-500);
  padding: 5px 12px;
  border: 1px solid var(--gray-300);
  border-radius: 50px;
}

/* ── PROSE / RICH TEXT (for inner pages, blog) ─────────── */
.prose { max-width: 720px; margin: 0 auto; color: var(--gray-700); font-size: 1.05rem; line-height: 1.8; }
.prose > * + * { margin-top: 1.2em; }
.prose h2 { font-family: var(--font-serif); font-size: 1.8rem; color: var(--navy); margin-top: 2em; }
.prose h3 { font-family: var(--font-serif); font-size: 1.4rem; color: var(--navy); margin-top: 1.5em; }
.prose p { margin: 0; }
.prose ul, .prose ol { padding-left: 1.5em; }
.prose ul { list-style: none; padding-left: 0; }
.prose ul li {
  position: relative;
  padding-left: 28px;
  margin-bottom: 8px;
}
.prose ul li::before {
  content: '';
  position: absolute;
  left: 0; top: 12px;
  width: 16px; height: 2px;
  background: var(--gold);
}
.prose ol { padding-left: 1.5em; }
.prose ol li { margin-bottom: 8px; }
.prose blockquote {
  border-left: 4px solid var(--gold);
  padding: 8px 0 8px 24px;
  font-style: italic;
  color: var(--gray-600);
  font-size: 1.15rem;
  margin: 1.5em 0;
}
.prose a { color: var(--gold-dark); font-weight: 600; border-bottom: 1px solid var(--gold-light); }
.prose a:hover { color: var(--navy); }
.prose img { border-radius: var(--radius); margin: 1.5em 0; }

/* ── FAQ ───────────────────────────────────────────────── */
.faq-section { background: var(--cream); }
.faq-list { max-width: 780px; margin: 0 auto; display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  background: var(--white);
  border-radius: var(--radius-sm);
  border: 1px solid var(--gray-200);
  overflow: hidden;
  transition: border-color var(--transition);
}
.faq-item.open { border-color: var(--gold); }
.faq-q {
  width: 100%;
  padding: 20px 24px;
  background: none;
  border: none;
  font-family: var(--font-sans);
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  text-align: left;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.faq-q .faq-toggle {
  flex-shrink: 0;
  width: 24px; height: 24px;
  color: var(--gold-dark);
  transition: transform var(--transition);
}
.faq-item.open .faq-toggle { transform: rotate(45deg); }
.faq-a {
  padding: 0 24px;
  max-height: 0;
  overflow: hidden;
  color: var(--gray-600);
  line-height: 1.8;
  transition: max-height var(--transition), padding var(--transition);
}
.faq-item.open .faq-a {
  padding: 0 24px 24px;
  max-height: 500px;
}

/* ── GALLERY ───────────────────────────────────────────── */
.gallery-section { background: var(--gray-50); }
.gallery-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  grid-auto-rows: 260px;
  gap: 12px;
}
.gallery-item {
  position: relative;
  overflow: hidden;
  border-radius: var(--radius-sm);
  cursor: pointer;
}
.gallery-item--wide { grid-column: span 2; }
.gallery-item img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s ease;
}
.gallery-item:hover img { transform: scale(1.06); }
.gallery-caption {
  position: absolute;
  bottom: 0; left: 0; right: 0;
  padding: 24px 16px 14px;
  background: linear-gradient(transparent, rgba(10,20,45,.75));
  color: var(--white);
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .05em;
  text-transform: uppercase;
  opacity: 0;
  transition: opacity var(--transition);
}
.gallery-item:hover .gallery-caption { opacity: 1; }

/* Lightbox */
.lightbox {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,.93);
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
}
.lightbox[hidden] { display: none; }
.lightbox-content { max-width: 90vw; max-height: 90vh; text-align: center; }
.lightbox-content img { max-width: 90vw; max-height: 82vh; object-fit: contain; border-radius: var(--radius-sm); }
.lightbox-caption { color: rgba(255,255,255,.7); font-size: .85rem; margin-top: 12px; }
.lightbox-close, .lightbox-prev, .lightbox-next {
  position: fixed;
  background: rgba(255,255,255,.1);
  border: none;
  color: var(--white);
  font-size: 1.5rem;
  width: 48px; height: 48px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background var(--transition);
}
.lightbox-close:hover, .lightbox-prev:hover, .lightbox-next:hover { background: rgba(255,255,255,.25); }
.lightbox-close { top: 20px; right: 20px; font-size: 1rem; }
.lightbox-prev  { left: 16px; top: 50%; transform: translateY(-50%); font-size: 1.8rem; }
.lightbox-next  { right: 16px; top: 50%; transform: translateY(-50%); font-size: 1.8rem; }

/* ── INSURANCE LOGOS ───────────────────────────────────── */
.insurance-section { background: var(--white); }
.insurance-logos {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 16px;
  margin-bottom: 52px;
}
.insurance-logo {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-sm);
  padding: 22px 16px;
  text-align: center;
  transition: all var(--transition);
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 92px;
}
.insurance-logo img {
  max-width: 100%;
  max-height: 48px;
  width: auto;
  object-fit: contain;
  filter: grayscale(.3);
  transition: filter var(--transition), transform var(--transition);
}
.insurance-logo:hover {
  border-color: var(--gold);
  box-shadow: 0 4px 16px rgba(201,168,76,.15);
  transform: translateY(-3px);
}
.insurance-logo:hover img { filter: grayscale(0); transform: scale(1.05); }
.insurance-cta { text-align: center; }
.insurance-cta p { color: var(--gray-500); margin-bottom: 20px; font-size: 1.05rem; }

/* ── STATS / NUMBERS ──────────────────────────────────── */
.stats-section { background: var(--navy); color: var(--white); padding: 80px 0; }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; text-align: center; }
.stat-num {
  font-family: var(--font-serif);
  font-size: clamp(2.4rem, 4vw, 3.4rem);
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 8px;
}
.stat-label {
  font-size: .82rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: rgba(255,255,255,.7);
  font-weight: 500;
}

/* ── LOCATIONS / MAP CARDS ─────────────────────────────── */
.locations-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; }
.location-card {
  background: var(--white);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: transform var(--transition);
  display: flex;
  flex-direction: column;
}
.location-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.location-card .img-wrap { height: 220px; overflow: hidden; }
.location-card .img-wrap img { width: 100%; height: 100%; object-fit: cover; }
.location-card .body { padding: 28px 32px 32px; }
.location-card h3 {
  font-family: var(--font-serif);
  font-size: 1.4rem;
  color: var(--navy);
  margin-bottom: 10px;
}
.location-card .meta { display: flex; flex-direction: column; gap: 8px; margin-bottom: 18px; color: var(--gray-600); font-size: .9rem; }
.location-card .meta div { display: flex; align-items: flex-start; gap: 8px; }
.location-card .meta .icon { color: var(--gold-dark); width: 18px; height: 18px; }

/* ── TESTIMONIALS ─────────────────────────────────────── */
.testimonials-section { background: var(--cream); }
.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.testimonial {
  background: var(--white);
  padding: 36px 32px;
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  position: relative;
  border-top: 3px solid var(--gold);
}
.testimonial-quote { color: var(--gray-700); line-height: 1.8; margin-bottom: 20px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.testimonial-avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-family: var(--font-serif);
}
.testimonial-name { font-weight: 600; color: var(--navy); font-size: .92rem; }
.testimonial-role { font-size: .78rem; color: var(--gray-500); }
.stars { color: var(--gold); display: flex; gap: 2px; margin-bottom: 14px; }

/* ── CTA BANNER ────────────────────────────────────────── */
.cta-banner {
  position: relative;
  padding: 120px 0;
  overflow: hidden;
}
.cta-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center 30%;
}
.cta-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(10,20,45,.9) 0%, rgba(10,20,45,.75) 100%);
}
.cta-content { position: relative; z-index: 2; text-align: center; max-width: 680px; margin: 0 auto; }
.cta-content h2 {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 20px;
}
.cta-content p { color: rgba(255,255,255,.85); font-size: 1.1rem; line-height: 1.7; margin-bottom: 36px; }
.cta-actions { display: flex; flex-wrap: wrap; gap: 16px; justify-content: center; }

/* ── CONTACT ───────────────────────────────────────────── */
.contact-section { background: var(--cream); }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: start; }
.contact-info .section-eyebrow { text-align: left; }
.contact-info h2 {
  font-family: var(--font-serif);
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 16px;
}
.contact-info > p { color: var(--gray-500); line-height: 1.7; margin-bottom: 32px; }
.contact-details { display: flex; flex-direction: column; gap: 20px; margin-bottom: 32px; }
.contact-detail { display: flex; align-items: flex-start; gap: 14px; }
.contact-detail .icon-circle { width: 44px; height: 44px; }
.contact-detail .icon-circle .icon { width: 20px; height: 20px; }
.contact-detail strong { display: block; font-size: .9rem; font-weight: 600; color: var(--navy); margin-bottom: 2px; }
.contact-detail a { color: var(--gold-dark); font-weight: 600; font-size: 1.05rem; }
.contact-detail address, .contact-detail span { font-size: .9rem; color: var(--gray-500); line-height: 1.5; }

.social-links { display: flex; gap: 12px; }
.social-links a {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background var(--transition);
}
.social-links a:hover { background: var(--gold); color: var(--navy); }

/* Form */
.contact-form { background: var(--white); border-radius: var(--radius); padding: 40px; box-shadow: var(--shadow-lg); }
.contact-form h3 { font-family: var(--font-serif); font-size: 1.5rem; color: var(--navy); margin-bottom: 28px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { margin-bottom: 20px; }
.form-group label {
  display: block;
  font-size: .82rem;
  font-weight: 600;
  color: var(--gray-700);
  margin-bottom: 7px;
  letter-spacing: .02em;
}
.form-group input, .form-group textarea, .form-group select {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--gray-300);
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-size: .95rem;
  color: var(--gray-900);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}
.form-group input:focus, .form-group textarea:focus, .form-group select:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201,168,76,.15);
}
.form-group textarea { resize: vertical; min-height: 110px; }
.form-disclaimer {
  margin-top: 14px;
  font-size: .75rem;
  color: var(--gray-500);
  text-align: center;
  line-height: 1.5;
}

/* ── BLOG ──────────────────────────────────────────────── */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.blog-card {
  background: var(--white);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-100);
  transition: all var(--transition);
}
.blog-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: var(--gold-light); }
.blog-card .img-wrap { height: 200px; overflow: hidden; }
.blog-card .img-wrap img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.6s ease; }
.blog-card:hover .img-wrap img { transform: scale(1.05); }
.blog-card .body { padding: 24px 28px 28px; }
.blog-card .blog-meta { font-size: .75rem; letter-spacing: .08em; text-transform: uppercase; color: var(--gold-dark); font-weight: 600; margin-bottom: 10px; }
.blog-card h3 { font-family: var(--font-serif); font-size: 1.25rem; color: var(--navy); margin-bottom: 10px; line-height: 1.35; }
.blog-card p { color: var(--gray-500); font-size: .92rem; line-height: 1.6; margin-bottom: 14px; }
.blog-card .read-more { font-size: .82rem; font-weight: 600; color: var(--gold-dark); }

.article-meta { color: var(--gray-500); font-size: .85rem; margin-bottom: 28px; display: flex; gap: 16px; flex-wrap: wrap; }
.article-meta span { display: inline-flex; align-items: center; gap: 6px; }

/* ── STAFF ─────────────────────────────────────────────── */
.staff-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.staff-card { text-align: center; background: var(--white); padding: 36px 28px; border-radius: var(--radius); box-shadow: var(--shadow-sm); }
.staff-photo {
  width: 120px; height: 120px;
  margin: 0 auto 20px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  color: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-size: 2.2rem;
  font-weight: 700;
  border: 3px solid var(--gold);
}
.staff-name { font-family: var(--font-serif); font-size: 1.25rem; color: var(--navy); margin-bottom: 4px; }
.staff-role { color: var(--gold-dark); font-size: .82rem; letter-spacing: .08em; text-transform: uppercase; font-weight: 600; margin-bottom: 14px; }
.staff-bio { color: var(--gray-500); font-size: .92rem; line-height: 1.7; }

/* ── FOOTER ────────────────────────────────────────────── */
.site-footer { background: var(--navy); color: rgba(255,255,255,.75); }
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1.5fr;
  gap: 36px;
  padding: 72px 24px 60px;
  max-width: var(--max-w);
  margin: 0 auto;
}
.footer-logo { display: flex; flex-direction: column; line-height: 1.1; margin-bottom: 16px; }
.footer-logo .logo-text { font-family: var(--font-serif); font-size: 1.4rem; font-weight: 700; color: var(--white); }
.footer-logo .logo-sub { font-size: .65rem; font-weight: 500; letter-spacing: .14em; text-transform: uppercase; color: var(--gold); }
.footer-brand p { font-size: .88rem; line-height: 1.7; margin-bottom: 10px; }
.footer-licenses { font-size: .75rem; color: rgba(255,255,255,.4); }
.footer-links h4 {
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--white);
  margin-bottom: 18px;
}
.footer-links ul { display: flex; flex-direction: column; gap: 10px; }
.footer-links a { font-size: .85rem; transition: color var(--transition); }
.footer-links a:hover { color: var(--gold); }
.footer-contact h4 { font-size: .75rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--white); margin-bottom: 18px; }
.footer-phone { display: block; font-size: 1.1rem; font-weight: 700; color: var(--gold); margin-bottom: 14px; }
.footer-contact address { font-size: .85rem; line-height: 1.6; margin-bottom: 10px; }
.footer-hours { font-size: .82rem; margin-top: 10px; line-height: 1.6; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); padding: 20px 0; }
.footer-bottom-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
  font-size: .8rem;
  color: rgba(255,255,255,.4);
}
.footer-bottom a { color: rgba(255,255,255,.5); transition: color var(--transition); }
.footer-bottom a:hover { color: var(--gold); }

/* ── BACK TO TOP ───────────────────────────────────────── */
.back-to-top {
  position: fixed;
  bottom: 28px;
  right: 28px;
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy);
  border: none;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow);
  opacity: 0;
  transform: translateY(12px);
  transition: all var(--transition);
  z-index: 500;
  pointer-events: none;
}
.back-to-top.visible { opacity: 1; transform: translateY(0); pointer-events: auto; }
.back-to-top:hover { background: var(--gold-dark); transform: translateY(-3px); }
.back-to-top svg { width: 18px; height: 18px; }

/* ── ANIMATIONS ────────────────────────────────────────── */
.fade-up {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-up.visible { opacity: 1; transform: translateY(0); }

/* ── RESPONSIVE ────────────────────────────────────────── */
@media (max-width: 1024px) {
  .trust-grid { grid-template-columns: repeat(2, 1fr); }
  .about-grid { gap: 48px; }
  .footer-grid { grid-template-columns: 2fr 1fr 1fr; gap: 36px; }
  .insurance-logos { grid-template-columns: repeat(4, 1fr); }
  .blog-grid, .staff-grid, .testimonials-grid, .cards-grid { grid-template-columns: repeat(2, 1fr); }
  .cards-grid.cols-4 { grid-template-columns: repeat(2, 1fr); }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 36px; }
  .nav-links a, .nav-links button { padding: 8px 8px; font-size: .8rem; }
}

@media (max-width: 900px) {
  .services-grid { grid-template-columns: 1fr; }
  .about-grid { grid-template-columns: 1fr; }
  .about-images { margin-bottom: 60px; }
  .about-img-accent { width: 180px; right: -16px; bottom: -24px; }
  .gallery-grid { grid-template-columns: repeat(2, 1fr); grid-auto-rows: 220px; }
  .gallery-item--wide { grid-column: span 2; }
  .contact-grid { grid-template-columns: 1fr; gap: 48px; }
  .insurance-logos { grid-template-columns: repeat(3, 1fr); }
  .locations-grid { grid-template-columns: 1fr; }
  .blog-grid, .staff-grid, .testimonials-grid, .cards-grid, .cards-grid.cols-2 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 640px) {
  .section { padding: 72px 0; }
  .nav-links { display: none; flex-direction: column; align-items: stretch; position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: rgba(10,20,45,.98); padding: 100px 32px 40px; gap: 4px; z-index: 999; overflow-y: auto; }
  .nav-links.open { display: flex; }
  .nav-links a, .nav-links button { font-size: 1.05rem; padding: 14px 0; border-bottom: 1px solid rgba(255,255,255,.08); justify-content: space-between; }
  .dropdown { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; background: transparent; padding: 0 0 8px 16px; display: none; min-width: 0; }
  .dropdown.mobile-open { display: block; }
  .dropdown a { color: rgba(255,255,255,.7); padding: 8px 0; font-size: .92rem; }
  .dropdown a:hover { background: none; padding-left: 0; color: var(--gold); }
  .nav-cta { display: none; }
  .nav-toggle { display: flex; z-index: 1001; }
  .nav-toggle.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .nav-toggle.active span:nth-child(2) { opacity: 0; }
  .nav-toggle.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .hero-content { margin-left: 0; padding: 100px 24px 60px; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-actions .btn { justify-content: center; }
  .trust-grid { grid-template-columns: 1fr 1fr; }
  .gallery-grid { grid-template-columns: 1fr; }
  .gallery-item--wide { grid-column: span 1; }
  .footer-grid { grid-template-columns: 1fr; }
  .contact-form { padding: 28px 20px; }
  .form-row { grid-template-columns: 1fr; }
  .insurance-logos { grid-template-columns: repeat(2, 1fr); }
  .footer-bottom-inner { flex-direction: column; text-align: center; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .page-hero { padding: 140px 0 70px; }
}

@media (max-width: 380px) {
  .trust-grid, .stats-grid { grid-template-columns: 1fr; }
  .hero-title { font-size: 2.4rem; }
}